Licensed Insolvency Trustee Sherwood Park
Freeze interest, end wage garnishment and reduce what you owe with a government-regulated consumer proposal or bankruptcy.
- Reduce debt by up to 80%*
- One monthly payment
- Government regulated
or call 1-587-701-5681
Free and confidential consultation
* Up to 80% reduction possible.
Regulated by the Office of the Superintendent of Bankruptcy
Licensed Insolvency Trustee in Sherwood Park, AB
Moses Advisory Group is a Licensed Insolvency Trustee (LIT) firm serving Sherwood Park, Alberta.
We work with people to eliminate unmanageable debt, such as credit cards, payday loans or money owed to CRA. It’s free to find out your options, and no obligation to go ahead.
We can help you reduce and eliminate debt through debt relief solutions, including consumer proposals and bankruptcy.
The Office of the Superintendent of Bankruptcy licenses and regulates every trustee in Alberta. Only a Licensed Insolvency Trustee can file a consumer proposal or a bankruptcy for you.
We serve Sherwood Park from our Edmonton office nearby, in person, by phone or by video.
Get free, impartial debt advice from a Licensed Insolvency Trustee. We’ll call to explain your options.
1-hour callback (working hours)
No obligation.
Consumer proposal
For most people in Sherwood Park, a consumer proposal is one of the best ways to alleviate overwhelming debt.
Your Licensed Insolvency Trustee deals with your creditors, and everything you owe is combined into one affordable monthly payment. A consumer proposal can:
- Reduce what you owe by up to 80%
- Combine your debts into one monthly payment
- Stop collection calls
- Stop wage garnishments
- Freeze interest on your debts
Under the Bankruptcy and Insolvency Act, a stay of proceedings stops wage garnishments, legal action and collections when you file.
Source: Government of Alberta – Civil Enforcement Act, s. 88
Meet your Licensed Insolvency Trustee serving Sherwood Park
Robert Johnson is a Licensed Insolvency Trustee (LIT) with Moses Advisory Group. With more than 20 years in the industry, he has guided thousands of people through consumer proposals, bankruptcy and debt restructuring across Alberta.
He is a member of CAIRP, the Canadian Association of Insolvency and Restructuring Professionals, and holds his trustee licence through the Office of the Superintendent of Bankruptcy.
“Money worries wear people down. My job is to listen, lay out every option in plain terms, and help you pick the one that protects your home, your income and your peace of mind.”
Robert Johnson, CPA, CA, CIRP, Licensed Insolvency Trustee
Call us on 1-587-701-5681
Debt solutions
Your debt relief options in Sherwood Park
When you file bankruptcy or a consumer proposal, wage garnishment and collection calls stop.
Debt relief
Not certain what fits? We look at your income, your debts and your assets, then show you your options. The call is free, and there is no obligation to proceed.
Consumer proposal
Roll your debts into one fixed monthly payment and reduce the total debt. Stop interest, creditor action, and keep your assets. It is the option most people in Alberta choose.
Bankruptcy
When the debt has outgrown any realistic repayment, bankruptcy clears most of it and gives you a clean start. Alberta protects a set amount of your property.
See the difference
Before help vs after help
See how much you could save.
Gabriella was paying $720 towards debt each month
Credit Cards
$9,225.20
Payday Loan
$7,231.15
Bank Loan
$5,860.20
CRA Debt
$4,078.52
Total Debt
$26,395.07
Monthly payment before and after
Before help
$720
After help
$160
Estimate your new monthly payment
Quick answers. Fast and free.
Example only. Individual results vary.
All types of debt
Whatever the debt, we can help
Credit Cards
Personal Loans
Payday Loans
Overdue Bills
CRA Debts
Student Loans
Overdrafts
Debt collectors
Location
Serving Sherwood Park from our Edmonton office
Our Licensed Insolvency Trustees serve Sherwood Park and the rest of Strathcona County from our downtown Edmonton office. There is no local branch, but you can meet in person, call, or connect by video to complete the entire process.
Inquiries and appointments:
Address:
9913 108 Ave NW Ste 200, Edmonton, AB T5H 1A5
Hours:
Monday – Friday: 8am – 5pm
Saturday: Closed
Sunday: Closed
By appointment only.
Accessibility:
Wheelchair accessible parking.
We respond to inquiries within one business day.
Areas we serve near Sherwood Park: Sherwood Park, Strathcona County, Ardrossan, Josephburg, Fort Saskatchewan, and east Edmonton.
How it works
Getting started is easy
Check if you qualify
Answer a few quick questions
You’ll get a call back
We explain how it works
Discover your options
We’ll create a plan for your debt
Take the first step toward becoming debt free.
No in-person visit needed.
Reviews
Trusted by Canadians
Real reviews from real clients.
I had a wonderful experience with the Moses Advisory team, especially Janelle. She was kind, supportive, and made the entire process so much easier. I feel at ease and like a huge weight has been lifted off my shoulders.
Soheila Adelian
Nikolas was very kind, helpful and respectful. He explained very clearly and answers all the question politely. He is very professional and you can feel his empathy, sincerity and willing to help. Highly recommended.
Jaime Torres
The Moses Advisory Group team has been excellent. Professional and knowledgeable guidance. Great help in explaining the process and providing the necessary support. Recommend to anyone having financial issues to take advantage of their expertise.
Oluwaseun Fanawopo
Excellent! I was heavily in debt and extremely stressed out, but after the first consultation, they made a very affordable proposal for me. Since that day, my financial situation has improved tremendously! I would highly recommend them to anyone who is suffering from heavy financial difficulties.
Kashaija Stephen
Thanks to Neil from Moses Advisory Group for all your help. I appreciate all your help and understanding through what has been a difficult time. I would highly recommend them.
Candice Knight
Working with this group is great and they helped me greatly. Highly recommend for those with financial problems. Great job guys and thank you so much for all your help.
May Niegos
I’m very glad that this company was able to give us a lifeline during our financial problems. I’m very grateful for all the support especially to Niko who has helped and guided me along the way. I appreciate your support and very kind excellent service. Thank you all and more power to your company!
Jun Abanilla
Excellent service. Professional advice. Anyone who has financial questions and concerns will benefit from visiting their office. What a great experience. Thank you! Thank you!
Isabel Choconta
I’m very happy with Moses. The staff was very helpful, explained things well and are very knowledgable. They always answer the phone when I call or return phone call the same day. I am very thankful for them.
Rory Balchan
More reviews
FAQs
Frequently Asked Questions
Yes. Once your trustee files the proposal, a stay of proceedings under the Bankruptcy and Insolvency Act stops the garnishment and most creditor actions.
Yes. What matters is that you can cover a monthly payment after your essentials. Your trustee can set a proposal payment around a realistic income and work with variable earnings, which is one reason proposals suit contract and shift work well.
Alberta protects up to $10,000 of the tools and equipment you need for your occupation, so most tradespeople keep them. In a consumer proposal you keep your assets outright, so the limit does not come up at all.
Likely, if you have income coming in and owe less than $250,000, not counting a mortgage on your primary residence. Your offer has to give creditors more than they would receive in a bankruptcy, and your trustee works that out with you before anything is filed.
The moment you file. The stay of proceedings takes effect immediately, which is why people facing a garnishment or constant creditor calls often want to move quickly. A first consultation can usually happen within a day or two.
Yes. Moses Advisory Group holds a federal Licensed Insolvency Trustee licence. A trustee is the only professional who can file a consumer proposal or bankruptcy on your behalf and legally freeze interest, fees and collection calls.